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Secure your finances now for life’s most important milestones
Pension Income
Wealth Planning
Emergency Fund
Call On: +91 9433094398 / +91 9147052071
OUR SERVICES
Your Financial Goals Are Our Top Priority
01. Planning
Retirement Planning
Formulating a plan where clients will be able to retire well by establishing certain levels of savings, choosing the right assets, and forecasting income requirements.
02. Investment
Investment Management
Providing guidelines concerning the proportion of wealth to be allocated to various classes of assets, acceptable risks, management strategies, and transformation of Macrowox panda over the years.
04. Life
Insurance Planning
Making recommendations on the life, health, disability and property covers which are necessary to control the effects of unpredicted events.
05. Property
Estate planning
Participating in the planning of how different forms of wealth will be passed on E.g. through wills, trusts and listing of beneficiaries in order to ensure continued generation wealth.
03. Tax
Tax planning
Aiding the clients in reducing taxation bills including the use of schedules that make it easy to invest and save taxes, as well as tax expenditure.
06. Budget
Cash Flow and Budgeting
Assisting clients with their day to day affairs, tracking expenses and making and executing a short term and long-term actionable financial plan.
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Righway – Your Trusted Path to Financial Freedom & Peace!
At Righway, we don’t just offer financial solutions—we provide Financial Peace. Founded by Hillol Dey Sarkar, a seasoned financial consultant with over 30 years of experience, our mission is to help individuals, families, businesses, and corporations navigate their financial journey with confidence and security.
3000+
Total No. Of Customers
30+
Years of experience
5,000+
Services Delivered
100%
Happy Customers
We love happy faces—because financial peace matters!
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Why Choose Us
Tailored Financial Services for Your Specific Needs
At Righway, we don’t just manage finances—we build dreams, secure futures, and create lasting financial peace. Here’s why people trust us with their financial journey:
Industry Recognition
With 30+ years of expertise, we are a trusted name in the financial world, recognized for delivering reliable, high-impact solutions that drive success. Our reputation is built on results, trust, and client satisfaction.
Stand Out in the Market
We don’t follow trends—we set them! Our unique, client-centric approach ensures tailored financial strategies that help individuals, families, and businesses stay ahead in an ever-changing economy.
Pledge to Professionalism
Integrity and transparency are at the heart of everything we do. We are committed to providing ethical, unbiased, and strategic financial guidance that empowers you to make confident money decisions.
Mutual Fund Help Form
What are Mutual Funds?
Mutual Funds are investment pools where money from various investors is collected and then invested in a diversified portfolio of assets like stocks and bonds. Investors in Mutual Funds own shares of the fund, which, in turn, owns shares in other companies or government bonds.
The investors cannot directly own the stocks held by the fund. They share in the profits or losses of the entire fund equally. This shared ownership model is why they are called 'Mutual Funds,' offering investors a way to access a diversified portfolio without needing to directly manage individual mutual fund investments.
Advantages of Mutual Funds
These are some of the advantages of investing in Mutual Funds
1. Diversification
Mutual funds offer diversification by investing in a variety of assets, spreading risk across different securities. It helps investor’s portfolio from market volatility.
2. Professional Management
Experienced fund managers with a rich experience in the market make investment decisions, leveraging their expertise for potentially higher returns.
3. Liquidity
Mutual funds offer high liquidity, which means investors can buy or sell fund units at any time, providing flexibility to their investments.
4. Tax Benefits
ELSS mutual funds offer tax advantages, allowing investors to save up to Rs 1.5 lakh under Section 80C with a three-year lock-in period.
5. Affordability
Mutual funds are an affordable means of investment, which makes them accessible to investors with varying capital levels, making them affordable for all.
6. Safe Investment
Mutual funds investments are regulated by SEBI, and provide a safe investment option for investors seeking stability and growth
What are the types of Mutual Fund investments?
The types of Mutual Fund (MF) investments can be broken down depending on different factors - here are the different types:
Types based on Asset Class
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Equity Funds: Invest in company shares, offering high growth potential.
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Debt Funds: Invest in bonds, providing steady income.
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Money Market Funds: Invest in low-risk, short-term securities.
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Hybrid Funds: Blend stocks and bonds for growth and stability.
Types based on Investment Goals
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Growth Funds: Aim for capital appreciation with high-growth stocks.
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Income Funds: Generate regular income through bonds and dividends.
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Liquid Funds: Prioritise liquidity and safety with short-term debt.
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Tax Saving Funds: Provide tax benefits under Section 80C with equity investments.
Types based on Structure
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Open-ended Funds: Offer continuous buying and selling flexibility.
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Closed-ended Funds: Have fixed maturity periods and limited units.
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Interval Funds: Combine features of open and closed-ended funds.
Types based on Risk
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Very Low-Risk Funds: Invest in low-risk securities for capital preservation.
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Low-Risk Funds: Aim for income generation with slightly higher risk.
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Medium Risk Funds: Balance growth and risk with equity and debt investments.
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High-Risk Funds: Focus on capital appreciation with increased volatility.
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Specialized Mutual Funds: Investment options tailored to meet specific goals.
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Sector Funds: Focus on specific industries or sectors for potential performance.
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Index Funds: Cost-effective exposure to overall markets or specific segments.
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Funds of Funds: Diversified portfolios through investing in other mutual funds.
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Emerging Market Funds: Growth opportunities in developing economies with higher risk.
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International/Foreign Funds: Diversification beyond domestic markets for potential returns.
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Global Funds: Blend domestic and foreign investments for broad diversification.
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Real Estate Funds: Exposure to the real estate market without direct property ownership.
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Commodity-focused Stock Funds: Indirect exposure to commodity markets through related companies.
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Market Neutral Funds: Balanced positions to generate returns with reduced market risks.
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Inverse/Leveraged Funds: Unique strategies providing inverse returns or amplifying performance.
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Asset Allocation Funds: Automatic portfolio adjustments for specific risk-return profiles.
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Gift Funds: Charitable giving with tax advantages and support for causes.
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Exchange-Traded Funds (ETFs): Liquidity and diversified exposure combining mutual fund and stock elements.
Factors to consider when Investing in Mutual Funds in India
These are some of the factors that an investor should consider when it comes to investing in Mutual Funds (MFs) in India.
Identifying Investment Goals
Start by identifying your investment objectives. Equities offer high returns but come with higher risks, while bond funds provide
stability amidst market volatility.
Considering Time Horizon
Align your investment horizon with your goals. Long-term objectives suit growth-oriented equity funds, while mid-term goals benefit from a balanced portfolio. Short-term goals necessitate a mix of bonds for stability.
Assessing Risk Tolerance
Assess your risk tolerance to determine whether you prefer a conservative or aggressive approach to investments. Understanding these factors empowers investors to make informed decisions tailored to their financial objectives and risk appetite.
Ways of Investing in Mutual Funds
There are two popular ways of investing in Mutual funds
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SIP – SIP investment is method of investing where investor contribute a fixed amount at regular intervals
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Lumpsum - A Lumpsum Investment in a mutual fund is a simple way to invest a large sum of money in one go
How to get started?
To be an effective partner, we need to know you and your goals
1
Get in Touch
The best way to get started is to simply phone or contact us via email or contact form
2
Initial meeting
It helps us to get know each other and get ascertain whether our service will be of benefit for you
3
If you decide to proceed
We set up a second meeting, which is the start of the planning process